1971: Nixon ends the gold standard, detaching the dollar from hard money.
Result: Unrestrained money printing, escalating national debt, and diminishing purchasing power.

Generation Z (Born 1997–2012)

• Average total debt: $16,283
• Average student loan debt: $22,948
• Notably, Gen Z's student loan debt is growing at the fastest rate among all generations.

Millennials (Born 1981–1996)

• Average total debt: $48,611
• Average student loan debt: $40,438
• Millennials carry the largest share of total student loan debt, despite efforts to reduce balances. 

Generation X (Born 1965–1980)

• Average total debt: $61,036
• Average student loan debt: $44,240
• Gen X holds the highest average total debt and the highest average student loan balance among all generations.

Baby Boomers (Born 1946–1964)

• Average total debt: $52,401
• Average student loan debt: $41,877
• Despite nearing retirement, many Boomers still carry significant debt loads.

THE PATTERN

Each successive generation inherits a heavier debt burden, a direct consequence of the fiat monetary system established post-1971. The detachment from hard money has led to unchecked inflation and escalating debt, eroding financial stability across generations.

Bitcoin: The Hard Money Alternative

Bitcoin offers a decentralized, finite monetary system—an antidote to the inflationary pressures of fiat currency. By embracing Bitcoin, individuals can opt out of the cycle of debt and devaluation, reclaiming financial sovereignty.

Learn More About Bitcoin HERE.